We are always interested in exploring ways to save our clients money and ensure transactions are completed in the most cost efficient way.  With that in mind, there are a few options of doing things that are very costly and should always be avoided, we refer to these options as BUDGET BUSTERS.

*Pawn Shops - often charge 150 - 200% interest on your items.  It is very difficult to dig out of the pawn shop hole.

*Rental Companies - they often charge you 4 to 5 times that amount of a non-rental purchase that you would pay cash for.  They also continue to push to you buy more.

*Cab fares - very expensive transportation.

Monthly bus passes are much efficient form of travel.

Payday loans - charge 200-500% interest, makes it almost impossible to pay off.